Built on 20 years at the sharp end of financial technology.
InnovéLab is a specialist firm focused on decisioning, onboarding, and platform modernisation for financial services across APAC. We bring the technical depth that large vendors rely on to solve the hard problems.
How we work
We believe the best systems are the ones that are simple enough to maintain, observable enough to trust, and modular enough to evolve.
That's not a philosophy — it's how we've delivered at every stage of our career, from building credit bureau platforms at Experian to driving IT transformation at CTOS Digital. InnovéLab was founded to bring that same discipline to clients who need a specialist, not a generalist. We don't pitch and disappear. We stay in the problem until it's solved.
We were also founded in 2025 — after AI-assisted development became a real capability, not a promise. That timing was deliberate. InnovéLab was built around AI-augmented delivery from day one: faster development cycles, documentation that gets written, testing that doesn't get skipped, and a small team that moves at a pace most larger firms can't match. Not because we cut corners — because we removed the friction that slows expert work down.
Simplify first.
Elegant, maintainable systems scale better than clever hacks.
Automate the grind.
CI/CD, data quality checks, and workflow automation free up time and reduce risk.
Observe everything.
If you can't measure it, you can't manage it. Dashboards and real-time ops are non-negotiable.
Design for reuse.
Modular components and shared libraries keep teams fast and focused.
The founding expertise
Sylvain Lecorné founded InnovéLab after two decades leading technology at some of the most demanding institutions in financial services.
His career started as a C++ developer at Experian, contributing to the global Credit Bureau platform (CBV2) deployed across India and Morocco — covering ID matching and credit reporting at national scale. Over the following years he rose to Technology Director, APAC, where he led the development of Experian PowerScore, an alternative data scoring solution using telco data, and oversaw decisioning and scoring platform delivery for financial institutions across the region.
He then joined CTOS Digital — Malaysia's leading credit bureau — as General Manager, Digital Factory, where he drove the company's IT transformation: modernising bureau platforms, migrating to cloud and data lake architecture, and building the internal engineering capability to support CTOS's next phase of growth.
InnovéLab is the next chapter: a firm built around that accumulated expertise, focused on the problems that matter most in APAC financial services.
A specialist firm with a broader reach
InnovéLab operates as a focused specialist, but we don't work in isolation. We have established partnerships and active collaborations that extend our delivery capability across APAC.
ATS (Asian Technology Solutions)
Strategic delivery partner — 1,000+ consultants across Southeast Asia. InnovéLab provides specialist decisioning and platform capability within ATS-led engagements.
Monnai
Digital identity and risk intelligence — 5B+ identities, 1,000+ signals. Integrated into onboarding and fraud workflows.
Dobin
Bank statement intelligence and transaction analytics. Integration partner for loan origination and credit assessment workflows.
GBG
Decisioning tools collaboration. InnovéLab provides architecture and delivery expertise alongside GBG's Process Manager platform.
Selected achievements
A snapshot of what we've delivered — across the founder's career and InnovéLab's active engagements.
Credit bureau, Malaysia
Report Automation at Scale
Built an automated pipeline to regenerate thousands of structured credit reports — XML and PDF — across multiple party types for Malaysia's leading credit bureau. Delivered accuracy, traceability, and processing speed that manual workflows could not match.
Consumer electronics manufacturer, Malaysia
Enterprise Architecture Advisory
Leading architecture oversight for a major Malaysian manufacturer's digital transformation — covering WMS, Field Service, Retail POS, CRM, Finance ERP, and Service & Repair systems. Includes data governance framework and vendor assessment for ERP implementation.
Telco / consumer platform — 1M+ customers
High-Volume Decisioning Platform
Designed and delivered a real-time decisioning and campaign management platform processing over one million customer decisions daily. The system managed dynamic offer generation, SMS campaign dispatch, and automated response-based adjustment of commercial parameters — all running on Opadeez.
Let's talk about your challenge.
We work with lenders, fintechs, and credit bureaus across APAC on decisioning, onboarding, and platform modernisation. If you have a hard problem in that space, we'd like to hear about it.
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