Opadeez — the platform behind our FSI solutions.
Decisioning, onboarding, loan origination and fraud workflows for financial institutions. Describe what you need, AI generates it, and the platform makes it production-grade.
Describe it. AI builds it. The platform runs it.
Opadeez combines AI-assisted configuration with the foundations a regulated institution needs in production. Business teams own the logic; the platform handles the build, the deployment and the runtime.
1. Describe
State the outcome in plain language: an application form, a credit policy, a referral workflow, a fraud review screen.
2. AI generates
The AI builder generates the data model, screens, workflows and decision logic. Your team reviews and fine-tunes it in the visual studio.
3. Platform governs
Every change is versioned, audited and deployed through a controlled pipeline, with rollback. Nothing reaches production without a trail.
Opadeez was built by InnovéLab's founder over years of delivering workflow and decisioning applications for financial services clients. Every capability in the platform exists because a real client needed it in production.
What the platform does
AI Builder
Describe what you want in plain language — a workflow, a data capture form, a decision flow — and the AI builder configures it. Live and in use today.
Decisioning & Flows
Decision trees, decision matrices, scorecards and rules, plus a scripting language for advanced logic, lookups and scheduled jobs. Business users own the policy without engineering involvement.
Data Modelling
Entities, attributes, relationships and value lists — the data model that drives everything else. Supports formulas, calculated fields and external data sources.
Visual Studio
Fine-tune what the AI generates: data capture, review and management pages, with rules controlling field visibility, mandatory status and editability.
Role-Based Security
Menu-level and field-level access control, integrated with Keycloak SSO. Define who sees, edits and approves what — without custom code.
Controlled Deployment
Package, deploy and start the runtime in a single operation. Database schema updates automatically. Rollback available. No manual migration scripts.
Production foundations, from day one.
The questions your risk, security and audit teams will ask are answered by the platform, not left to each project.
Access control
SSO with Keycloak, role-based permissions down to menu and field level.
Full audit trail
Who did what, when — for every configuration change and every decision.
Monitoring & observability
Grafana and Prometheus dashboards for health, performance and throughput.
Security controls
Web application firewall and encrypted data, running in production deployments.
Backups & disaster recovery
Automated backups and a disaster recovery setup, running in production deployments.
Sleep / wake on demand
Environments not in use don't consume infrastructure — lower cost for test and demo environments.
Pre-built integrations for FSI.
The data sources a lending or onboarding decision depends on are already connected — so projects start from a working flow, not a blank integration plan.
Credit bureau data
CTOS and CCRIS, with normalisation and caching.
Digital identity & risk signals
1,000+ signals from phone and email to assess identity and fraud risk.
Bank statement intelligence
Income, spending and affordability from bank statements and transactions.
eKYC & biometrics
Document and identity verification with liveness checks.
Fraud scoring & monitoring
Transaction fraud scoring and monitoring feeds into review workflows.
Opadeez's codebase has run in production since its early versions, before it carried the Opadeez name. The most demanding deployment: a real-time decisioning and campaign management platform for a major telco, processing over one million customer decisions a day.
The platform managed dynamic offer generation, dispatching SMS campaigns to large customer bases, and automatically adjusting commercial parameters in real time based on customer response patterns to minimise business risk. All running at telco scale, on the codebase that evolved into today's Opadeez.
How institutions use Opadeez
Solutions delivered by InnovéLab
If you're a bank, lender, fintech or credit bureau engaging InnovéLab for decisioning, onboarding, loan origination or fraud — Opadeez is the platform your solution runs on. You get a production-ready system faster than a custom build, with a platform your team can own and evolve without depending on InnovéLab for every change.
Internal workflows in regulated institutions
The same platform runs the operational workflows around lending and risk: case management, compliance reviews, approval processes and operational dashboards — licensed for your team to build and run.
Flexible to fit your situation
Opadeez is available under flexible licence and support arrangements — from a hosted deployment managed by InnovéLab, to a self-hosted installation your team runs independently.
Support contracts are available for organisations that want ongoing assistance with configuration, upgrades, and platform evolution.
Everything you need to get started
The Opadeez Help Center covers platform overview, data modelling, flow design, scripting language, page designer, deployment, and step-by-step tutorials including a complete first application walkthrough.
Want to see Opadeez in action?
We can walk you through a live demo — either the fraud monitoring solution demonstrated to a Malaysian digital bank, or a workflow relevant to your specific use case.
Request a demo